Some health insurance policies do not provide for

prescription coverage and a separate policy must be

purchased for prescription medications.

This is an area where it pays to do some homework and

research and find the best policy for you.

Prescription coverage insurance is not a necessity;

like health insurance coverage, it is a calculated

risk, although the risk is not as high.

Usually you can buy prescription insurance at any

time, so if the doctor determines that you need an

expensive maintenance drug, you may opt in at that

time.

It is important to know that if you presently have

prescription insurance …